Mutamimah, Mutamimah, Mochammad Tholib, and Robiyanto Robiyanto. “Corporate Governance, Credit Risk, and Financial Literacy for Small Medium Enterprise in Indonesia”. Business: Theory and Practice 22, no. 2 (October 28, 2021): 406-413. Accessed November 23, 2024. https://bme.vgtu.lt/index.php/BTP/article/view/13063.