Padvilikytė, Aistė, and Kristina Garškaitė-Milvydienė. “A Study on the Use of Banks Financial Technologies in the States of the European Union”. Mokslas – Lietuvos ateitis / Science – Future of Lithuania 16 (February 13, 2024). Accessed November 25, 2024. https://bme.vgtu.lt/index.php/MLA/article/view/19871.